Rates













Deposit Rates


Account Types Tier Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY
Personal Savings1 N/A 0.05% 0.05% $10
Business Savings1 N/A 0.05% 0.05% $10
Personal Interest Checking2 N/A 0.01% 0.01% $10
Club 502 N/A 0.01% 0.01% $10
Business Interest Checking2 N/A 0.01% 0.01% $10
Investment Checking2
$10 - 4,999.99
$5,000 - 14,999.99
$15,000 - 24,999.99
$25,000 - 49,999.99
$50,000 - 249,999
$250,000 and above
0.05%
0.50%
1.05%
1.15%
2.05%
2.35%
0.05%
0.50%
1.06%
1.16%
2.07%
2.38%
$10
$10
$10
$10
$10
$10
Cash Management Checking2
$10 - 4,999.99
$5,000 - 14,999.99
$15,000 - 24,999.99
$25,000 - 49,999.99
$50,000 - 249,999
$250,000 and above
0.05%
0.50%
1.05%
1.15%
2.05%
2.35%
0.05%
0.50%
1.06%
1.16%
2.07%
2.38%
$10
$10
$10
$10
$10
$10
Health Savings Account (HSA)2
$10 - 4,999.99
$5,000 - 14,999.99
$15,000 - 24,999.99
$25,000 - 49,999.99
$50,000 - 249,999
$250,000 and above
0.05%
0.50%
1.05%
1.15%
2.05%
2.35%
0.05%
0.50%
1.06%
1.16%
2.07%
2.38%
$10
$10
$10
$10
$10
$10


The interest rate and annual percentage yield (APY) may change after account opening. The Annual Percentage Yield (APY) is current as of 4/9/2025 and is subject to change. 

1 Minimum opening deposit is $50.00. Fees could reduce earnings.
2 Minimum opening deposit is $100.00. Fees could reduce earnings.
 

CD Rates

Length Interest Rate Annual Percentage Yield (APY) Minimum Balance to Obtain APY
3 Month1 4.20% 4.27% $100
6 Month 2.25% 2.27% $100
7 Month1
 4.10% 4.17% $100
9 Month 2.60% 2.63% $100
12 Month 3.70% 3.75% $100
12 Month2 Variable 3.70% 3.75% $100
18 Month 2.70% 2.73% $100
24 Month3 2.25% 2.27% $100
25 Month4 3.00% 3.03% $100
36 Month 2.25% 2.27% $100
48 Month 2.50% 2.52% $100
5 - 7 Year 1.70% 1.71% $100

Minimum opening deposit is $100.00. Account is subject to fees assessed for other banking services as applicable. Available to customers age 16 or greater. 

A penalty may be imposed for early withdrawal. 

1 Maximum of $1.0 million per customer. Other restrictions may apply.

2 The interest rate and annual percentage yield may change after account opening. A penalty may be imposed for early withdrawal. Additional deposits are accepted during term for a 12 mo. Variable TCD. No min. deposit requirement for IRA's.

3 The 24 month Rising Rate Certificate gives you a one-time option to adjust your interest rate higher as our current rates rise. This allows you to increase the rate for your existing certificate to the current 24 month rate at any time during the term without assessing penalties, disturbing the previous earnings, or extending the maturity date. A penalty may be imposed for early withdrawal. 

4 Non-renewable at maturity. Maximum of $2.5 million per customer. The annual percentage yield assumes interest will remain on deposit until maturity. A withdrawal will reduce earnings. 6 Month Interest penalty for early withdrawal. If interest is credited to another account or paid to you by check, this may reduce earnings and may negate the effect of interest compounding. Interest will not accrue after final maturity.


All rates subject to change without notice. Interest Rates and Annual Percentage Yields are current as of 1/15/2025. Please contact your local branch for the most current rates.



































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